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FAQ's
Frequently asked questions
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Can I get a mortgage if I only receive Universal Credit?
Yes, but options are limited. Lenders prefer additional income sources or a larger deposit.
What documents will I need?
Universal Credit award letters, 3–6 months’ bank statements, proof of ID and deposit.
Does Universal Credit affect my credit score?
No—but missed payments or overdrafts might. Keep finances in check.
How much can I borrow?
This depends on income, outgoings, and credit profile. We’ll calculate it for you.
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