FAQ's

Yes, it is possible to get a mortgage on a spouse visa in the UK. Many lenders will consider applications where one spouse is a British citizen or has Indefinite Leave to Remain. Deposit size, visa length remaining and credit profile will influence lender choice.

Yes, this is possible in certain cases, particularly where income is strong, credit history is clean and one applicant is a British citizen or settled resident.

It can be slightly more complex because not all lenders accept visa holders. However, with the right lender selection and case presentation, approval is very achievable.

Some lenders will consider overseas income, but many require income to be paid into a UK bank account and taxed in the UK. Specialist placement is important in these cases.

Yes, provided you meet lender criteria at the time of application. Visa length remaining and updated affordability will be assessed.

Some lenders will consider applications if renewal is underway and there is strong evidence that it will be approved.

Yes, this is possible if your income and visa status meet lender requirements. Deposit size may be higher depending on the lender.