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A commercial mortgage can be used to buy property (or land) that will be used for business purposes.

They could also be appropriate for clients looking to purchase or refinance commercial properties as an investment.

Yet access to commercial mortgage products and providers can be very restricted. The fact that the borrower is a business also means that commercial mortgage applications are complex. From the structure of repayments through to the lending criteria, a commercial mortgage differs significantly from its residential counterpart.

As such, each application has to be assessed and priced individually.

Drummonds Finance Group are not authorised to give advice on commercial mortgages. If this is something that may be beneficial to yourself, we can make a referral to a reputable firm who specialise in this area.

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