5 Times and 6 Times Salary Mortgages
5 and 6 Times Salary Mortgage Broker
Drummonds Finance Group
If you're looking to buy a home or move up the ladder, but your salary feels like a limitation, a 5 times salary mortgage or 6 times salary mortgage could be the solution. At Drummonds Finance Group, we help clients across the UK secure higher-salary multiple mortgages based on their specific circumstances.
Speak to a Mortgage Adviser
Find out what mortgage rate are available for you. It take less than 60 seconds.
5 times and 6 times salary mortgages: Our Services
Comprehensive Mortgage Advice.
5x and 6x Salary First-Time Buyers Mortgages
We provide personalised guidance, ensuring you understand every aspect of the mortgage process and make informed decisions.
5x and 6x Salary Mortgages for Moving Home
Relocating can be complex, but with our comprehensive support, you can focus on finding your new home while we handle the financial details.
5x and 6x Salary Remortgaging
looking to reduce your monthly payments, switch to a better interest rate, or release equity for other investments?
Buy To Let Mortgages
For landlords and property investors, navigating the buy-to-let mortgage market requires understanding ever-evolving regulations and financial products.
🏡 What Are 5 and 6 Times Salary Mortgages?
A typical mortgage lender will offer between 4 and 4.5 times your annual salary. However, certain lenders will allow higher borrowing levels under the right conditions:
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5x salary mortgage: Borrow up to five times your salary
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6x salary mortgage: Borrow up to six times your salary (usually subject to strict criteria)
📋 How to Qualify for a 5 or 6 Times Salary Mortgage
Eligibility depends on
a combination of:
Employment Type – Some lenders offer higher salary multiples to professionals (e.g. NHS staff, solicitors, accountants)
Salary Level – Higher earnings (£40k+ for individuals) improve your chances
Credit Score – A Clean credit history is key for accessing the best deals
🔍 Our mortgage brokers analyse your entire profile to find the best lender match.
📣 Why Choose Drummonds Finance Group for 5 and 6 Times Salary Mortgages?
We’re more than a mortgage broker—we’re your advocate. When you work with us, you get:
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Access to 100+ UK lenders, including high-street and specialist providers
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A dedicated advisor who understands income multiple rules inside and out
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Guidance on how to structure your application for approval
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Support with all documentation and lender communication
With years of experience and 5-star service, we’re proud to help clients across the UK unlock their borrowing potential.
Whether you're based in London, Manchester, Birmingham, Bristol, Oxford, or anywhere else in the UK, Drummonds Finance Group is here to help. We specialise in securing high-borrowing mortgages tailored to your needs.