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Product transfer
vs remortgage —
which is right for you?

Birmingham Midshires / BM Solutions

If your Birmingham Midshires fixed rate is ending, you have two options. We explain both clearly and help you choose — at no cost.

Google Review 3

✅ Whole-of-Market. Over 100 lenders

The basics

What is the difference?

 

Both options get you onto a new rate when your current deal ends. But they work very differently, and the right one depends on your situation.

Side by side

How they compare

A clear look at what each option involves so you can see at a glance which suits your situation.

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Choosing your route

When a product transfer is usually the right choice

For most BM Solutions customers whose circumstances have not changed significantly, a product transfer is the quicker and simpler route.

Choosing your route

When remortgaging to a new lender makes more sense

A full remortgage is worth considering if you need more from your mortgage than a product transfer can offer.

 

Our process

How we handle it

We are a whole-of-market broker based in Oxfordshire, helping Birmingham Midshires customers across the UK. No broker fee for either a product transfer or a remortgage arranged through us.

 

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