Liam Drummond
I have been working in the mortgage industry since 2015, although the foundations were set long before that. My dad spent around forty years as a mortgage broker and built a respected firm with a strong team behind him. Growing up, I watched how he worked with clients, how he explained complex things in simple language and how much trust people had in him. From an early age, I knew I wanted to follow a similar path and run my own firm.
When I started out, I didn’t work for anyone else. I went straight into being self-employed and building my own business from the ground up. I began in South London, learning quickly how lenders think, how cases are assessed and how important it is to take time to get every application right. Eventually, I expanded and opened my firm in Oxford, and we now help clients across the whole of the UK.
About Us
Although we advise on every type of mortgage, we have become well known for dealing with more specialist and complex situations. A big part of our work includes helping clients with Birmingham Midshires mortgages, product transfers and remortgages, and navigating their specific criteria and systems. Over the years, we have also built a strong reputation for supporting first-time buyers, home movers, landlords, people remortgaging for better rates, and clients raising capital. We also help those using shared ownership schemes, right to buy, clients with challenging or adverse credit, foreign nationals, airline and pilot mortgages, H1 and high income structures, gifted deposits, joint borrower sole proprietor cases, benefits-based income, student let mortgages, commercial lending and buyers purchasing properties without EWS1 forms. Our experience means we can handle straightforward cases, complex situations and everything in between.
Protection advice is something we take seriously as well. We guide clients through life insurance, critical illness cover, income protection and buildings and contents insurance so they are fully supported from every angle rather than simply placed into a mortgage without proper planning.
Clients regularly tell us that the main reason they choose us is because of how easy we make the process. Communication is at the heart of everything we do. You can call or WhatsApp me whenever you need to, and we always try to pick up the phone because we know how stressful mortgages can feel. Our goal is to keep things simple, calm and clear from start to finish. We take the time to do things properly and because of the strong relationships we have with lenders we often secure mortgage offers in as little as two days up to around two weeks, which is far quicker than many other brokers.
Over the years, we have built a reputation for quality advice, fast communication and excellent client service, and we have been rated as one of the best mortgage brokers in our areas of focus. Helping people buy a home, invest in property or sort out their finances is something I genuinely enjoy. My aim is always to give clients confidence, clarity and a smooth, personal experience from the first chat right through to completion.