Mortgage Broker
Oxford
Mortgage Broker in Oxford, Mortgage Advice You Can Trust
We regularly advise buyers, homeowners, and investors across Oxford, helping them navigate lender criteria, affordability challenges, and the realities of a competitive local market.
Finding the right mortgage in Oxford can feel challenging, particularly in a competitive local market where affordability, lender criteria, and timing all matter. Whether you are buying your first home, moving within Oxford, remortgaging, or investing in property, getting the right advice early can make a real difference.
At Drummonds Finance Group, we provide independent mortgage advice to clients across Oxford and the surrounding areas. Our role is to help you understand what lenders are really looking for and guide you through the mortgage process with clarity and confidence.
Speak to a Mortgage Adviser
Find out what mortgage rate are available for you. It take less than 60 seconds.
Local Expertise, Unmatched Advantage
Why Choose an Oxford Mortgage Broker?
Choosing a local broker can be incredibly beneficial, especially in a city like Oxford, which has unique housing market dynamics.
Oxford’s mix of professional buyers, strong commuter links, and limited housing supply often means affordability and lender choice play a crucial role.
As a leading Oxford Mortgage Broker, we intimately understand the local property landscape. This allows us to provide insights and access to a diverse range of mortgage products that may not be readily available elsewhere.
We commit to securing the most competitive rates and terms that align with your financial goals.
Buying your home in Oxford with confidence
Are you ready to buy your dream home in Oxford, but unsure where to begin with your mortgage? You're not alone. The Oxford property market is competitive, fast-moving, and full of opportunities, but without expert advice, it can feel overwhelming.
That’s why working with a trusted Oxford mortgage broker is key. At Drummonds Finance Group, we help clients easily navigate the mortgage maze, ensuring you get the right deal, at the correct rate, from the right lender.
Whether buying a flat near Oxford University, a family home in Headington, or remortgaging in Bicester, the mortgage process is one of the most important financial decisions you'll ever make.
Speaking to a mortgage broker early often helps avoid delays and gives you a clearer picture before committing to a purchase.
Types of Mortgages We Offer in Oxford
First-Time Buyer Mortgages - Buying your first home in Oxford? We’ll guide you through every step, from budgeting to securing a 5% deposit mortgage or a Shared Ownership property. Read our First-Time Buyer Guide
Home Mover Mortgages - Moving up the ladder or downsizing in Oxfordshire? We’ll help you port your mortgage or switch to a better deal with minimal hassle. Read our Home Mover Guide
Remortgage Deals - Is Your Fixed Rate Ending? Don’t risk your lender’s expensive SVR. We’ll compare remortgage deals and handle the paperwork. Check out our Remortgage Advice
Buy-to-Let Mortgages - Want to invest in Oxford’s thriving rental market? We help landlords (including first-time investors) secure BTL mortgages with competitive rates and stress-test support. Check out our BTL Advice
Self-Employed and Contractors - Income doesn’t look traditional? No problem. We specialise in helping self-employed professionals, freelancers, and contractors get approved with just 1–2 years of accounts.
Bad Credit Mortgages - Missed payments, defaults, CCJs, or a poor credit score? We work with specialist lenders to help you find a mortgage even if you’ve been declined elsewhere.
First-Time Buyers - Buying your first home can feel daunting, especially with changing lending rules and rising property prices. We help first-time buyers understand how much they can borrow, what deposit options are available, and how the mortgage process works from start to finish, so you can move forward with confidence.
NHS Mortgages - NHS staff often have complex income structures, including overtime, enhancements, and multiple roles. We understand how lenders assess NHS income and help position applications correctly, giving healthcare professionals the best possible chance of a successful outcome.
Airline Staff - Mortgage applications for pilots, cabin crew, and airline staff can be more complex due to variable income, allowances, and overseas elements. We work with lenders who understand aviation income and can assess payslips and contracts accurately.
Foreign Nationals - If you are a foreign national buying property in the UK, lender options can be more limited and criteria more detailed. We help clients navigate visa requirements, residency rules, and acceptable income structures to find suitable mortgage options.
Over 60s - Mortgage options are still available for borrowers over 60, whether you are buying, remortgaging, or planning for retirement. We advise on later life lending options and help ensure the mortgage remains affordable and appropriate for your long-term plans.
5x and 6x Income Mortgages - In some circumstances, it may be possible to borrow more than standard income multiples. We help clients explore whether 5x or, in limited cases, 6x income mortgages are realistic, based on affordability, income stability, and lender criteria.
Tailored Advice, Exceptional Service
The Drummonds Advantage
At Drummonds Financial Group, we pride ourselves on being your reliable partner in the mortgage journey and the number 1 Oxford mortgage broker.
We focus on delivering tailored mortgage solutions that meet your specific needs and financial situation.
Our status as a premier Oxford Mortgage Broker empowers us to deliver unmatched expertise, making your mortgage experience seamless from initial consultation to completion.
Ready to simplify your mortgage journey? Contact us today to experience the Drummonds advantage with expert, personalised advice every step of the way.