Mortgage & Protection Guides

Many people across the UK have mortgages with Birmingham Midshires (BM Solutions) , especially landlords and buy-to-let investors. But what many do not realise is that when your current deal ends, you cannot contact BMS directly to switch your mortgage . Instead, you must use an intermediary or mortgage broker. At Drummonds Finance Group, we specialise in helping Birmingham Midshires clients switch to a better rate quickly and easily . In this blog, we answer the most common

As the leaves begin to fall and the property market settles into the final quarter of the year, many buyers, sellers and homeowners in Oxford are asking the same questions. What is happening in the mortgage market? Are interest rates coming down? Is now a good time to buy, sell or remortgage? In this Autumn 2025 update, we take a local and national look at what is driving mortgage decisions across Oxford and Oxfordshire, and what it could mean for you. Where Are Mortgage Rate

If your current mortgage deal is ending soon, you're not alone. Thousands of homeowners across Oxfordshire and the UK are coming to the end of their fixed rate and wondering what to do next. The big questions we hear every day include: Should I fix again or go on a tracker? Can I switch early without paying penalties? Are interest rates likely to drop later this year? In this guide, we’ll break down the pros and cons of each option, explain what’s happening in the mortgage ma

Contact Us now If you're searching for a mortgage in principle  (also called an Agreement in Principle  or AIP), you're likely about to start viewing properties, or you’ve just found one you want to offer on. In today’s fast-moving market, having your mortgage in principle ready is more important than ever. In this post, we’ll explain exactly what a mortgage in principle is, why it matters, how it helps your offer stand out, and how we at Drummonds Finance Group can help you

The decision between renting and buying a home is one of the biggest financial choices people face, especially in a high-demand area like Oxford. With property prices still above the national average and the rental market remaining competitive, many people in and around Oxfordshire are wondering whether it makes more sense to buy a home or keep renting in 2025. As mortgage brokers based in Oxford, we speak to first-time buyers, renters, and investors every week who are trying

A professional mortgage adviser is well-qualified and highly experienced. They help first-time buyers by navigating the complex mortgage market to find the best rates and products. It saves time and effort by handling paperwork and providing expert guidance, and increases the chance of loan approval by understanding lender criteria and ensuring financial readiness. What precisely does a mortgage advisor do? The answer is that a professional provides guidance on the mortgage p

While conventional mortgages often fall short, high-net-worth mortgages support high-profile individuals. This mortgage offers some...

Buying a home is one of the most significant financial decisions you'll ever make. Whether it's your first step on the ladder or you're...

House viewings are exciting, especially if it’s your first time buying or investing. But it’s easy to get caught up in the moment and...

Buying a home is exciting, but it can also feel confusing with all the jargon you come across. Two phrases that often cause a bit of head...

Hey! Are you planning to buy a new home? That’s great. Purchasing a house is one of the biggest financial decisions you make. It is...

Owning property has long been regarded as one of the most secure ways to accumulate wealth. But with soaring property prices in many...

It’s Not Just About Salary Let’s be honest, applying for a mortgage can be a confusing process. One of the first things a lender will ask...

Many people assume that once you hit your 60s, your chances of getting a mortgage drop dramatically. In reality, age isn’t the barrier...

Planning to invest in a House in Multiple Occupation in Oxford? Here’s what to expect and how to finance it properly. What will be...

If you’re planning to invest in a buy-to-let property in Oxford or anywhere in the UK, one of the first decisions you'll need to make is...

Drummonds Finance Group – Your Oxford Mortgage Specialists Oxford remains one of the UK’s most sought-after cities for landlords...