Commercial Mortgage Broker
🛠️ Our Commercial Mortgage Services
Commercial Mortgages Tailored to Your Business
We offer financing solutions for a variety of commercial properties, on a referral basis to a specialised commercial broker, including:
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Office Buildings: Ideal for businesses seeking to establish or expand their corporate presence.
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Retail Spaces: Perfect for entrepreneurs aiming to open or grow their storefront operations.
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Industrial Units: Suitable for manufacturing, warehousing, or distribution purposes.
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Mixed-Use Developments: Combining residential and commercial spaces for diversified investment opportunities.
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Specialised Properties: Including care homes, hotels, and educational institutions
Commercial Mortgages: What You Need to Know
When it comes to financing property, most people are familiar with residential mortgages, but commercial mortgages are a different proposition altogether. Designed for those looking to purchase or refinance property or land intended for business or investment purposes, commercial mortgages offer tailored solutions to meet more complex financial needs.
Whether you're a business owner seeking premises for operations or an investor looking to expand your commercial portfolio, understanding how commercial mortgages work is essential. These types of loans come with unique requirements, lending criteria, and a significantly more involved application process compared to standard residential mortgages.
Commerical Mortgages are by referral only
Commercial Mortgages Made Simple
A commercial mortgage is a type of loan specifically designed to help individuals and businesses purchase or refinance property or land for commercial or investment purposes. These types of mortgages are commonly used for buying office buildings, warehouses, retail units, industrial sites, or even land intended for commercial development.
In addition to owner-occupied premises, commercial mortgages can also be suitable for investors looking to expand their property portfolios. Whether it's a single unit or a larger portfolio of properties, a commercial mortgage can help fund the purchase or restructure existing finance to achieve more favourable terms.
Key Characteristics of Commercial Mortgages
Unlike residential mortgages, commercial mortgage products are not typically available from high street lenders and can be difficult to access without the right guidance. The application process is more complex and often involves a greater level of scrutiny. Since the loan is issued to a business entity rather than an individual, lenders will assess a wider range of factors, including:
Due to the bespoke nature of these mortgages, every application is assessed individually. There is no ‘one-size-fits-all’ product in the commercial mortgage market—pricing, terms, and conditions are tailored to each specific case based on the perceived risk, the property type, and the financial standing of the applicant.
Limited Access and Specialised Knowledge Required
The commercial mortgage market is highly specialised, and access to suitable lenders and products can be limited, especially for those unfamiliar with the landscape. Having the right broker or adviser can make a significant difference in navigating lender requirements, preparing robust applications, and ultimately securing funding.
Our Position at Drummonds Finance Group
At Drummonds Finance Group, we understand that commercial mortgage enquiries require specialist attention. While we are not authorised to provide advice on commercial mortgage products, we have established relationships with trusted and experienced professionals in this field.
If you are considering a commercial mortgage—whether to purchase business premises or invest in commercial property—we would be happy to refer you to a reputable firm that specialises in this area. Their expertise can help ensure your application is handled efficiently and positioned for success.
Oxford Mortgage Company: Our Services
Comprehensive Mortgage Advice.
First-Time Buyers
We provide personalised guidance, ensuring you understand every aspect of the mortgage process and make informed decisions.
Moving Home
Relocating can be complex, but with our comprehensive support, you can focus on finding your new home while we handle the financial details.
Remortgaging
looking to reduce your monthly payments, switch to a better interest rate, or release equity for other investments?
Buy To Let
For landlords and property investors, navigating the buy-to-let mortgage market requires understanding ever-evolving regulations and financial products.
About Drummonds Oxford Mortgage Company
Drummonds Finance Group is an independent, client-focused mortgage brokerage committed to helping people across Oxfordshire and the UK find the right mortgage for their needs. With over 100 trusted lenders on our panel, we deliver solutions tailored to first-time buyers, home movers, buy-to-let landlords, self-employed professionals, and those with complex incomes or credit challenges.
We believe in building lasting relationships with our clients, offering clear communication, honest advice, and fast turnarounds. Whether you’re buying a home in Oxford or refinancing your portfolio nationwide, we’re here to make the process smooth and stress-free.
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Fully authorised and regulated by the
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Financial Conduct Authority (FCA)
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Personalised service from your own dedicated mortgage specialist
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Proudly supporting Oxford’s property community and beyond
