Mortgage & Protection Guides

Many people across the UK have mortgages with Birmingham Midshires (BM Solutions) , especially landlords and buy-to-let investors. But what many do not realise is that when your current deal ends, you cannot contact BMS directly to switch your mortgage . Instead, you must use an intermediary or mortgage broker. At Drummonds Finance Group, we specialise in helping Birmingham Midshires clients switch to a better rate quickly and easily . In this blog, we answer the most common

Contact Us now If you're searching for a mortgage in principle (also called an Agreement in Principle or AIP), you're likely about to start viewing properties, or you’ve just found one you want to offer on. In today’s fast-moving market, having your mortgage in principle ready is more important than ever. In this post, we’ll explain exactly what a mortgage in principle is, why it matters, how it helps your offer stand out, and how we at Drummonds Finance Group can help you

Buying a property to live in is out of reach for a lot of people right now, particularly in areas like Oxford, where average prices sit well above the national average. But some first-time buyers are asking a different question: what if I buy a property to rent out rather than live in? It is a perfectly legitimate strategy and one we help clients with regularly. The short answer is yes, you can get a buy-to-let mortgage as a first-time buyer, but the criteria are stricter tha

Planning to invest in a House in Multiple Occupation in Oxford? Here’s what to expect and how to finance it properly. What will be...

If you are considering buying a rental property, one of the first decisions you face is whether to purchase it in your personal name or through a limited company. It is a question we get asked regularly at Drummonds Finance Group, and there is no universal right answer. What works well for one landlord can be the wrong structure for another. This guide explains the key differences from both a mortgage and a tax perspective so you can have a more informed conversation with you

Drummonds Finance Group – Your Oxford Mortgage Specialists Oxford remains one of the UK’s most sought-after cities for landlords...