Mortgage & Protection Guides

If you have ever considered buying a flat in a block with cladding, you already know how confusing the EWS1 situation can be. Some people say you need it. Some say you do not. Some say it is impossible to get. Others say their mortgage sailed through without anyone mentioning it. So, what is actually true in 2025, and can you still get a mortgage without this form? Let’s clear it all up in simple, friendly language. So What Is the EWS1 Form and Why Does Everyone Mention It An

Making home ownership possible without co-owning the property Getting onto the property ladder has never been easy, and for many young buyers in today’s market, a bit of help from family makes all the difference. But what if you want to help your child buy a home without owning part of it yourself? That is where a  Joint Borrower Sole Proprietor mortgage   (JBSP) can be an innovative solution. Let’s look at how it works, why it is different from gifting money, and how it mig

Buying a home is exciting, but it can also feel confusing with all the jargon you come across. Two phrases that often cause a bit of head...

Many people assume that once you hit your 60s, your chances of getting a mortgage drop dramatically. In reality, age isn’t the barrier...

Planning to invest in a House in Multiple Occupation in Oxford? Here’s what to expect and how to finance it properly. What will be...

If you’re planning to invest in a buy-to-let property in Oxford or anywhere in the UK, one of the first decisions you'll need to make is...

Looking for a reliable mortgage broker in Bicester ? Whether you're buying your first home, moving house, switching mortgage products,...

Many people ask, Can I get a mortgage with bad credit? If you’ve got a less-than-perfect credit score, applying for a mortgage might feel...

Applying for a mortgage can feel overwhelming, but being well-prepared with the right paperwork puts you in a strong position and helps...

Oxford When it comes to buying a home, remortgaging, or investing in property, working with the right mortgage broker can make all the...

If you’ve struggled with your credit in the past, you’re not alone—and more importantly, you’re not without options. At Drummonds Finance...

Best Mortgage Broker Oxfordshire In today’s fast-moving property market, securing the right mortgage can feel like navigating a maze....

Mortgage broker oxford UK mortgage rates in the spotlight as economic factors suggest rates could rise again. Hopes that the Bank of...

Buying a home is one of the biggest financial commitments you'll ever make, and understanding the UK mortgage market is crucial. Whether...