Mortgage & Protection Guides

Buying a home, remortgaging, or investing in property can feel overwhelming, especially with the amount of information online. At Drummonds Finance Group, we work with clients across Oxford, Bicester and the UK, and we hear the same core questions again and again. This guide answers the twenty-five most asked mortgage questions in clear English. Each section is short enough to read quickly and detailed enough to help you make informed decisions. If you want personalised advic

If you have ever considered buying a flat in a block with cladding, you already know how confusing the EWS1 situation can be. Some people say you need it. Some say you do not. Some say it is impossible to get. Others say their mortgage sailed through without anyone mentioning it. So, what is actually true in 2025, and can you still get a mortgage without this form? Let’s clear it all up in simple, friendly language. So What Is the EWS1 Form and Why Does Everyone Mention It An

Buying your first home is exciting, but it can also feel like stepping into a world full of terms, criteria and decisions you have never dealt with before. This is where professional mortgage advice can make a huge difference. A skilled adviser helps you understand the process and guides you through every stage so you can move forward with confidence. In this blog, we explore why first-time buyers benefit so much from expert guidance and how the right advice can save money, t

While conventional mortgages often fall short, high-net-worth mortgages support high-profile individuals. This mortgage offers some...

Buying a home is one of the most significant financial decisions you'll ever make. Whether it's your first step on the ladder or you're...

Hey! Are you planning to buy a new home? That’s great. Purchasing a house is one of the biggest financial decisions you make. It is...

Many people assume that once you hit your 60s, your chances of getting a mortgage drop dramatically. In reality, age isn’t the barrier...

Drummonds Finance Group – Your Oxford Mortgage Specialists Oxford remains one of the UK’s most sought-after cities for landlords...

From Drummonds Finance Group | Trusted Mortgage Broker in Oxfordshire If your current mortgage deal is coming to an end or you’re paying...

By Drummonds Finance Group – Local Mortgage Experts Buying your first home in Oxford can feel overwhelming, especially in 2025, with...

Mortgage Advice for the Self-Employed in Oxford If you’re self-employed and looking to buy, remortgage, or invest in property in Oxford...

Helping NHS Workers Secure the Right Mortgage Nationwide Are you an NHS professional looking to buy your first home, move house, or...

Understanding mortgages doesn’t have to be confusing. At Drummonds Finance Group , we believe in mortgages made simple, transparent, and...

Looking for a reliable mortgage broker in Bicester ? Whether you're buying your first home, moving house, switching mortgage products,...

Quick Answer: Yes — in most cases, it’s better to use a mortgage broker  than to go directly to a bank. A broker can compare deals from multiple lenders, offer tailored advice, and often save you both time and money. 🤔 Why? Let’s Break It Down: 🧑‍💼 What’s the Difference? Mortgage Broker:  A mortgage broker works for you — not a specific bank — and searches a wide panel of lenders to find a mortgage that suits your personal circumstances. Bank:  A bank only offers its own

✅ Quick Answer: Yes — in many cases, a mortgage broker can get you a better mortgage rate  than you’d find on your own. Brokers often...

Buying your first home is exciting, emotional and slightly overwhelming all at once. If you are feeling unsure or wondering where even to begin, you are not alone. Every first-time buyer goes through the same mix of excitement and confusion. The good news is that with the proper guidance, the process becomes transparent and manageable. At Drummonds Finance Group, we help first-time buyers across Oxford, Bicester and nationwide understand the process step by step. This guide g

Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...

💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...

💡 Quick Answer: In 2025, mortgage broker fees in the UK typically range from £0 to £995. Fees depend on your circumstances, the...