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Mortgage & Protection Guides
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Mortgage Advice
Welcome to our Mortgage Advice hub — your go-to resource for smart, practical tips on getting the right mortgage for your situation. Whether you're a first-time buyer, remortgaging, investing in buy-to-let, or looking to move home, we’re here to guide you every step of the way.
We break down complex mortgage jargon, compare the latest rates, and share insights to help you save money, avoid common pitfalls, and make confident financial decisions.


How Professional Mortgage Advice Helps a First-Time Buyer
A professional mortgage adviser is well-qualified and highly experienced. They help first-time buyers by navigating the complex mortgage market to find the best rates and products. It saves time and effort by handling paperwork and providing expert guidance, and increases the chance of loan approval by understanding lender criteria and ensuring financial readiness. What precisely does a mortgage advisor do? The answer is that a professional provides guidance on the mortgage p
Liam Drummond
Oct 142 min read


High-Net-Worth Mortgage: Everything You Need to Know
While conventional mortgages often fall short, high-net-worth mortgages support high-profile individuals. This mortgage offers some...
Liam Drummond
Sep 192 min read


Key Things to Consider When Buying a Property in the UK
Buying a home is one of the most significant financial decisions you'll ever make. Whether it's your first step on the ladder or you're...
Liam Drummond
Sep 93 min read


How Does a Mortgage Advisor Simplify Your Home-Buying Process?
Hey! Are you planning to buy a new home? That’s great. Purchasing a house is one of the biggest financial decisions you make. It is...
Liam Drummond
Aug 262 min read


Is It Ever Too Late to Get a Mortgage?
Many people assume that once you hit your 60s, your chances of getting a mortgage drop dramatically. In reality, age isn’t the barrier...
Liam Drummond
Jun 44 min read


Student Let Mortgages in Oxford: A Complete 2025 Guide for Landlords and Investors
Drummonds Finance Group – Your Oxford Mortgage Specialists Oxford remains one of the UK’s most sought-after cities for landlords...
Liam Drummond
May 292 min read


Remortgaging or Switching Your Mortgage in 2025. Expert Advice for Homeowners
From Drummonds Finance Group | Trusted Mortgage Broker in Oxfordshire If your current mortgage deal is coming to an end or you’re paying...
Liam Drummond
May 274 min read


Oxford First-Time Buyer Mortgages: 2025 Guide
By Drummonds Finance Group – Local Mortgage Experts Buying your first home in Oxford can feel overwhelming, especially in 2025, with...
Liam Drummond
May 183 min read


Oxford Mortgages for the Self-Employed | Get Expert Help
Mortgage Advice for the Self-Employed in Oxford If you’re self-employed and looking to buy, remortgage, or invest in property in Oxford...
Liam Drummond
May 143 min read


NHS Mortgages UK | Specialist Mortgage Advice for NHS Staff
Helping NHS Workers Secure the Right Mortgage Nationwide Are you an NHS professional looking to buy your first home, move house, or...
Liam Drummond
Apr 284 min read


Mortgages Made Simple: Your Essential 2025 Guide to Home Loans
Understanding mortgages doesn’t have to be confusing. At Drummonds Finance Group , we believe in mortgages made simple, transparent, and...
Liam Drummond
Apr 233 min read


Mortgage Broker Bicester | Expert Local Mortgage Advice
Looking for a reliable mortgage broker in Bicester ? Whether you're buying your first home, moving house, switching mortgage products,...
Liam Drummond
Apr 223 min read


Is It Better to Use a Mortgage Broker or Go Directly to the Bank?
Quick Answer: Yes — in most cases, it’s better to use a mortgage broker than to go directly to a bank. A broker can compare deals from multiple lenders, offer tailored advice, and often save you both time and money. 🤔 Why? Let’s Break It Down: 🧑💼 What’s the Difference? Mortgage Broker: A mortgage broker works for you — not a specific bank — and searches a wide panel of lenders to find a mortgage that suits your personal circumstances. Bank: A bank only offers its own
Liam Drummond
Apr 172 min read


Can a Mortgage Broker Get Me a Better Rate?
✅ Quick Answer: Yes — in many cases, a mortgage broker can get you a better mortgage rate than you’d find on your own. Brokers often...
Liam Drummond
Apr 152 min read


First-Time Buyer Mortgage Guide:
Buying your first home is a huge milestone—and let’s be honest, it can feel a little overwhelming. Mortgages, deposits, credit scores,...
Liam Drummond
Apr 144 min read


Your Complete Guide to Mortgages in Banbury (2025)
Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...
Liam Drummond
Apr 132 min read


How Many People Use a Mortgage Broker? (And Why You Probably Should)
💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...
Liam Drummond
Apr 112 min read


How Much Does a Mortgage Broker Charge in the UK? (2025 Guide)
💡 Quick Answer: In 2025, mortgage broker fees in the UK typically range from £0 to £995. Fees depend on your circumstances, the...
Liam Drummond
Apr 92 min read


What Does a Mortgage Broker Do?
A mortgage broker helps you find the best mortgage deal by comparing offers from multiple lenders and guiding you through the entire...
Liam Drummond
Apr 92 min read


🏘️ Should I Buy a Buy-to-Let in My Personal Name or Through a Limited Company?
When investing in a buy-to-let (BTL) property, one of the biggest decisions you'll face early on is how to purchase it —in your personal...
Liam Drummond
Apr 73 min read
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