Mortgage & Protection Guides

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Mortgage Advice

Welcome to our Mortgage Advice hub — your go-to resource for smart, practical tips on getting the right mortgage for your situation. Whether you're a first-time buyer, remortgaging, investing in buy-to-let, or looking to move home, we’re here to guide you every step of the way.

We break down complex mortgage jargon, compare the latest rates, and share insights to help you save money, avoid common pitfalls, and make confident financial decisions.

Mortgages Made Simple: Your Essential 2025 Guide to Home Loans

Understanding mortgages doesn’t have to be confusing. At Drummonds Finance Group , we believe in mortgages made simple, transparent, and...

Liam Drummond

4 days ago3 min read

Mortgage Broker Bicester | Expert Local Mortgage Advice

Looking for a reliable mortgage broker in Bicester ? Whether you're buying your first home, moving house, switching mortgage products,...

Liam Drummond

5 days ago3 min read

Is It Better to Use a Mortgage Broker or Go Directly to the Bank?

Quick Answer: Yes — in most cases, it’s better to use a mortgage broker than to go directly to a bank. A broker can compare deals from...

Liam Drummond

Apr 172 min read

Can a Mortgage Broker Get Me a Better Rate?

✅ Quick Answer: Yes — in many cases, a mortgage broker can get you a better mortgage rate than you’d find on your own. Brokers often...

Liam Drummond

Apr 152 min read

First-Time Buyer Mortgage Guide:

Buying your first home is a huge milestone—and let’s be honest, it can feel a little overwhelming. Mortgages, deposits, credit scores,...

Liam Drummond

Apr 144 min read

Your Complete Guide to Mortgages in Banbury (2025)

Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...

Liam Drummond

Apr 132 min read

How Many People Use a Mortgage Broker? (And Why You Probably Should)

💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...

Liam Drummond

Apr 112 min read

How Much Does a Mortgage Broker Charge in the UK? (2025 Guide)

💡 Quick Answer: In 2025, mortgage broker fees in the UK typically range from £0 to £995. Fees depend on your circumstances, the...

Liam Drummond

Apr 92 min read

What Does a Mortgage Broker Do?

A mortgage broker helps you find the best mortgage deal by comparing offers from multiple lenders and guiding you through the entire...

Liam Drummond

Apr 92 min read

🏘️ Should I Buy a Buy-to-Let in My Personal Name or Through a Limited Company?

When investing in a buy-to-let (BTL) property, one of the biggest decisions you'll face early on is how to purchase it —in your personal...

Liam Drummond

Apr 73 min read

🔄 Can You Transfer A Mortgage To Another Person?

Everything You Need to Know About Mortgage Transfers in the UK Mortgage broker 🏠 What Does "Transferring a Mortgage" Mean? Transferring...

Liam Drummond

Apr 32 min read

Should You Buy or Rent a Home in 2025?

If you’re unsure whether to buy or rent a home in 2025 , you're not alone. With fluctuating interest rates, a shifting property market,...

Liam Drummond

Apr 22 min read

🏡 How Much Can I Borrow for a Mortgage in 2025?

Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...

Liam Drummond

Mar 313 min read

What’s on the horizon for UK mortgage rates?

Mortgage broker oxford UK mortgage rates in the spotlight as economic factors suggest rates could rise again. Hopes that the Bank of...

Liam Drummond

Mar 51 min read

Mortgages in Oxford, Oxfordshire, and Bicester: Your Essential Guide

Finding the right mortgage in Oxford, Oxfordshire, and Bicester can be daunting, especially with the ever-changing financial landscape....

Liam Drummond

Feb 272 min read

Remortgaging: Unlock Savings and Flexibility with Drummonds Financial Group

As interest rates fluctuate due to various economic factors, remortgaging can serve as a strategic and advantageous move for homeowners...

Drummonds Financial Group

Jan 93 min read

Guide for First-Time Buyers: Navigating the Mortgage Process with Drummonds Financial Group

Purchasing your first home is an exciting milestone, but it often comes with a fair share of anxiety, particularly when securing a...

Drummonds Financial Group

Jan 83 min read