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Mortgage & Protection Guides
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Mortgage Advice
Welcome to our Mortgage Advice hub — your go-to resource for smart, practical tips on getting the right mortgage for your situation. Whether you're a first-time buyer, remortgaging, investing in buy-to-let, or looking to move home, we’re here to guide you every step of the way.
We break down complex mortgage jargon, compare the latest rates, and share insights to help you save money, avoid common pitfalls, and make confident financial decisions.
Is It Ever Too Late to Get a Mortgage?
Many people assume that once you hit your 60s, your chances of getting a mortgage drop dramatically. In reality, age isn’t the barrier...
Liam Drummond
Jun 44 min read
Student Let Mortgages in Oxford: A Complete 2025 Guide for Landlords and Investors
Drummonds Finance Group – Your Oxford Mortgage Specialists Oxford remains one of the UK’s most sought-after cities for landlords...
Liam Drummond
May 292 min read
Remortgaging or Switching Your Mortgage in 2025. Expert Advice for Homeowners
From Drummonds Finance Group | Trusted Mortgage Broker in Oxfordshire If your current mortgage deal is coming to an end or you’re paying...
Liam Drummond
May 274 min read
First-Time Buyer Mortgages in Oxford: What You Need to Know in 2025
By Drummonds Finance Group – Local Mortgage Experts Buying your first home in Oxford can feel overwhelming, especially in 2025, with...
Liam Drummond
May 183 min read
Self-Employed Mortgages in Oxford & Oxfordshire | Expert Mortgage Advice
Mortgage Advice for the Self-Employed in Oxford If you’re self-employed and looking to buy, remortgage, or invest in property in Oxford...
Liam Drummond
May 143 min read
Unlocking Homeownership: How Oxford's Top Mortgage Brokers Can Save You Money
Dreaming of owning your own home in Oxford? You're not alone! With the housing market's twists and turns, navigating the mortgage...
Liam Drummond
May 28 min read
NHS Mortgages UK | Specialist Mortgage Advice for NHS Staff
Helping NHS Workers Secure the Right Mortgage Nationwide Are you an NHS professional looking to buy your first home, move house, or...
Liam Drummond
Apr 284 min read
Mortgages Made Simple: Your Essential 2025 Guide to Home Loans
Understanding mortgages doesn’t have to be confusing. At Drummonds Finance Group , we believe in mortgages made simple, transparent, and...
Liam Drummond
Apr 233 min read
Mortgage Broker Bicester | Expert Local Mortgage Advice
Looking for a reliable mortgage broker in Bicester ? Whether you're buying your first home, moving house, switching mortgage products,...
Liam Drummond
Apr 223 min read
Is It Better to Use a Mortgage Broker or Go Directly to the Bank?
Quick Answer: Yes — in most cases, it’s better to use a mortgage broker than to go directly to a bank. A broker can compare deals from...
Liam Drummond
Apr 172 min read
Can a Mortgage Broker Get Me a Better Rate?
✅ Quick Answer: Yes — in many cases, a mortgage broker can get you a better mortgage rate than you’d find on your own. Brokers often...
Liam Drummond
Apr 152 min read
First-Time Buyer Mortgage Guide:
Buying your first home is a huge milestone—and let’s be honest, it can feel a little overwhelming. Mortgages, deposits, credit scores,...
Liam Drummond
Apr 144 min read
Your Complete Guide to Mortgages in Banbury (2025)
Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...
Liam Drummond
Apr 132 min read
How Many People Use a Mortgage Broker? (And Why You Probably Should)
💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...
Liam Drummond
Apr 112 min read
How Much Does a Mortgage Broker Charge in the UK? (2025 Guide)
💡 Quick Answer: In 2025, mortgage broker fees in the UK typically range from £0 to £995. Fees depend on your circumstances, the...
Liam Drummond
Apr 92 min read
What Does a Mortgage Broker Do?
A mortgage broker helps you find the best mortgage deal by comparing offers from multiple lenders and guiding you through the entire...
Liam Drummond
Apr 92 min read
🏘️ Should I Buy a Buy-to-Let in My Personal Name or Through a Limited Company?
When investing in a buy-to-let (BTL) property, one of the biggest decisions you'll face early on is how to purchase it —in your personal...
Liam Drummond
Apr 73 min read
🔄 Can You Transfer A Mortgage To Another Person?
Everything You Need to Know About Mortgage Transfers in the UK Mortgage broker 🏠 What Does "Transferring a Mortgage" Mean? Transferring...
Liam Drummond
Apr 32 min read
Should You Buy or Rent a Home in 2025?
If you’re unsure whether to buy or rent a home in 2025 , you're not alone. With fluctuating interest rates, a shifting property market,...
Liam Drummond
Apr 22 min read
🏡 How Much Can I Borrow for a Mortgage in 2025?
Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...
Liam Drummond
Mar 313 min read
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