Mortgage & Protection Guides

Contact Us now If you're searching for a mortgage in principle  (also called an Agreement in Principle  or AIP), you're likely about to start viewing properties, or you’ve just found one you want to offer on. In today’s fast-moving market, having your mortgage in principle ready is more important than ever. In this post, we’ll explain exactly what a mortgage in principle is, why it matters, how it helps your offer stand out, and how we at Drummonds Finance Group can help you

The decision between renting and buying a home is one of the biggest financial choices people face, especially in a high-demand area like Oxford. With property prices still above the national average and the rental market remaining competitive, many people in and around Oxfordshire are wondering whether it makes more sense to buy a home or keep renting in 2025. As mortgage brokers based in Oxford, we speak to first-time buyers, renters, and investors every week who are trying

Buying a home is one of the most significant financial decisions you'll ever make. Whether it's your first step on the ladder or you're...

House viewings are exciting, especially if it’s your first time buying or investing. But it’s easy to get caught up in the moment and...

Owning property has long been regarded as one of the most secure ways to accumulate wealth. But with soaring property prices in many...

It’s Not Just About Salary Let’s be honest, applying for a mortgage can be a confusing process. One of the first things a lender will ask...

By Drummonds Finance Group – Local Mortgage Experts Buying your first home in Oxford can feel overwhelming, especially in 2025, with...

Understanding mortgages doesn’t have to be confusing. At Drummonds Finance Group , we believe in mortgages made simple, transparent, and...

Quick Answer: Yes — in most cases, it’s better to use a mortgage broker  than to go directly to a bank. A broker can compare deals from multiple lenders, offer tailored advice, and often save you both time and money. 🤔 Why? Let’s Break It Down: 🧑‍💼 What’s the Difference? Mortgage Broker:  A mortgage broker works for you — not a specific bank — and searches a wide panel of lenders to find a mortgage that suits your personal circumstances. Bank:  A bank only offers its own

✅ Quick Answer: Yes — in many cases, a mortgage broker can get you a better mortgage rate  than you’d find on your own. Brokers often...

Buying your first home is a huge milestone—and let’s be honest, it can feel a little overwhelming. Mortgages, deposits, credit scores,...

Many people ask, Can I get a mortgage with bad credit? If you’ve got a less-than-perfect credit score, applying for a mortgage might feel...

Applying for a mortgage can feel overwhelming, but being well-prepared with the right paperwork puts you in a strong position and helps...

💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...

💡 Quick Answer: In 2025, mortgage broker fees in the UK typically range from £0 to £995. Fees depend on your circumstances, the...

A mortgage broker helps you find the best mortgage deal by comparing offers from multiple lenders and guiding you through the entire...

First-Time Buyer Mortgages in Oxford Thinking about buying your first home in Oxford?  With house prices remaining competitive and...

Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...

A mortgage broker in London The sheer number of options can feel overwhelming when it comes to securing a mortgage, whether you're a...

Purchasing your first home is an exciting milestone, but it often comes with a fair share of anxiety, particularly when securing a...