Mortgage & Protection Guides

Life does not always follow the plan you had when you bought your home. A new job in another city, moving in with a partner, working abroad for a couple of years, or a property that will not sell in the current market. Whatever the reason, a lot of homeowners find themselves asking the same question: can I rent my house out while it is still on a residential mortgage? The short answer is not without your lender's permission. The longer answer involves something called consent

If you are partway through a good fixed-rate deal and thinking about moving, one of the first questions worth asking is whether you can take that mortgage with you. The answer, in many cases, is yes. It is called porting, and when it is done properly it can save you thousands of pounds in early repayment charges. When it is done badly, or assumed rather than checked, it can derail a purchase at the worst possible moment. At Drummonds Finance Group, we arrange porting mortgage

Contact Us now If you're searching for a mortgage in principle (also called an Agreement in Principle or AIP), you're likely about to start viewing properties, or you’ve just found one you want to offer on. In today’s fast-moving market, having your mortgage in principle ready is more important than ever. In this post, we’ll explain exactly what a mortgage in principle is, why it matters, how it helps your offer stand out, and how we at Drummonds Finance Group can help you

If you’re buying a home or remortgaging, one of the first questions people often ask is whether it’s better to use a mortgage broker or go straight to a bank. There’s no pressure either way, but for many buyers, using a broker can make the process simpler, clearer, and less stressful. Rather than trying to compare mortgage deals on your own, a broker helps you understand what’s available, what’s realistic, and which options actually suit your situation. What Does a Mortgage B

The short answer In many cases, yes. A mortgage broker can often find you a better deal than going straight to your bank . That might be a lower rate, lower fees, or simply a lender that suits your situation better. At Drummonds Finance Group , we spend our time comparing the market properly, not just showing you what one bank is willing to offer. Why brokers often find better mortgage deals We look at more than one lender Your bank can only offer its own mortgages. A whole o

If you’re unsure whether to buy or rent a home in 2025 , you're not alone. With fluctuating interest rates, a shifting property market,...