If you have bad credit and you're wondering whether getting a mortgage is even worth attempting, the short answer is yes, and a broker is almost always the right starting point. Bad credit does not automatically close the door on homeownership or remortgaging. What it does is narrow the field of suitable lenders, and that is precisely where a specialist broker adds the most value. What Counts as Bad Credit? Bad credit is not a single thing. It covers a wide spectrum of credit
