Mortgage & Protection Guides

Most people who come to us about let to buy start from the same place. They have found somewhere they want to move to, they have equity in their current home, and something makes them reluctant to sell it. Sometimes that is the interest rate they are sitting on. Sometimes the chain has collapsed. Quite often it is simply that the house has been a good investment and letting it out feels smarter than cashing it in. At Drummonds Finance Group we arrange let to buy cases regular

Chancellor John Healey delivers the Autumn Budget on Wednesday 28 October, his first since taking the job. Property tax speculation has been running since the summer, and most of it has been wrong. At Drummonds Finance Group the question we are being asked most often is whether to hold off on a purchase or a remortgage until the Budget has been and gone. This sets out what is already law, what has been ruled out, what is still guesswork, and what any of it means for your mort

The Bank of England held the Bank Rate at 3.75% on Thursday 17 September. That is the sixth hold of 2026, and the rate has now sat at 3.75% since December last year. At Drummonds Finance Group, we have spent this week fielding calls from clients whose fixed rates end over the winter, and the question is always the same one: do I move now or wait and see? This is what the decision actually changes, and what it does not. The headline is dull. What sits underneath it is not. The

Life does not always follow the plan you had when you bought your home. A new job in another city, moving in with a partner, working abroad for a couple of years, or a property that will not sell in the current market. Whatever the reason, a lot of homeowners find themselves asking the same question: can I rent my house out while it is still on a residential mortgage? The short answer is not without your lender's permission. The longer answer involves something called consent

Can a first-time buyer get a buy-to-let mortgage without owning a home already? We explain deposits, lender criteria, rental stress tests, income requirements, limited company BTL and first-time landlord options.

Planning to invest in a House in Multiple Occupation in Oxford? Here’s what to expect and how to finance it properly. What will be...

If you are considering buying a rental property, one of the first decisions you face is whether to purchase it in your personal name or through a limited company. It is a question we get asked regularly at Drummonds Finance Group, and there is no universal right answer. What works well for one landlord can be the wrong structure for another. This guide explains the key differences from both a mortgage and a tax perspective so you can have a more informed conversation with you