Mortgage & Protection Guides

Life insurance is not something most people enjoy thinking about, but it is one of the most important parts of sensible financial planning. With higher living costs, larger mortgages, and families relying on dual incomes, the financial impact of losing a partner or parent can be devastating without the right protection in place. Life insurance is designed to provide financial security for the people you care about most. It ensures that if the worst were to happen, your family

What is Critical Illness Cover? Critical Illness Cover  is a type of insurance that pays out a lump sum if you're diagnosed with a serious illness or medical condition listed in your policy. It's designed to help ease the financial burden during one of the most stressful times of your life—so you can focus on recovery, not money. Unlike income protection (which pays a monthly income), critical illness insurance  provides a one-off tax-free payment . This payout can be used ho

What is Income Protection? Income protection is a type of insurance that pays you a regular income if you’re unable to work due to illness or injury. Unlike critical illness cover or life insurance, income protection is designed to help replace your monthly earnings , so you can keep up with your mortgage, bills, and everyday expenses if the unexpected happens. At Drummonds Finance Group , we believe protecting your income is just as important as securing your mortgage. We he