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Mortgage & Protection Guides
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Can I Get a Mortgage with 1 Year's Accounts: A Complete Guide
Summary: Yes, it is possible to get a mortgage with just one year’s accounts. Well, you will have fewer options available to you in comparison to someone with three or more years. Getting it can be difficult, but not impossible, because expert lenders will help you in this process. But not everyone can get it. If you are a sole trader, company, contractor, or self-employed individual, then you will be able to apply for this self-employed mortgage. Money issues make it difficu
Liam Drummond
Dec 19, 20254 min read
Why Mortgages Above Shops Are Harder to Get & How to Improve Chances
Summary: Mortgages for flats above shops offer convenience and passive income. But they are harder to secure due to higher fire risk, noise, mixed-use classification, and lower demand. Improve approval chances by using a specialist broker, offering a larger deposit, and providing clear lease details early. ---------------------------------- Are you a businessman who is looking for a passive income, or operate your shop while living in the same building? Then, mortgages above
Liam Drummond
Dec 13, 20253 min read
How Professional Mortgage Advice Helps a First-Time Buyer
Buying your first home is exciting, but it can also feel like stepping into a world full of terms, criteria and decisions you have never dealt with before. This is where professional mortgage advice can make a huge difference. A skilled adviser helps you understand the process and guides you through every stage so you can move forward with confidence. In this blog, we explore why first-time buyers benefit so much from expert guidance and how the right advice can save money, t
Liam Drummond
Oct 14, 20252 min read
High Net Worth Mortgages Explained
High-net-worth mortgages are designed for borrowers whose income, assets, or financial arrangements fall outside standard mortgage criteria. While many high-street lenders rely on automated affordability models, high-net-worth lending is usually assessed manually, allowing far greater flexibility when structured correctly. At Drummonds Finance Group, we arrange high-net-worth mortgages for business owners, professionals, investors, and individuals with complex income or subst
Liam Drummond
Sep 19, 20254 min read
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