Mortgage & Protection Guides

Buying your first home is exciting, but it can also feel overwhelming. Mortgages, deposits, surveys, solicitors, and unfamiliar terminology can make the process seem far more complicated than it needs to be. This guide explains the mortgage journey for first-time buyers in clear, simple terms, so you know what to expect and how to prepare before you start viewing properties. Step one: understanding what you can afford Before looking at properties, it is important to understan

Buying a home, remortgaging, or investing in property can feel overwhelming, especially with the amount of information online. At Drummonds Finance Group, we work with clients across Oxford, Bicester and the UK, and we hear the same core questions again and again. This guide answers the twenty-five most asked mortgage questions in clear English. Each section is short enough to read quickly and detailed enough to help you make informed decisions. If you want personalised advic

If you have ever considered buying a flat in a block with cladding, you already know how confusing the EWS1 situation can be. Some people say you need it. Some say you do not. Some say it is impossible to get. Others say their mortgage sailed through without anyone mentioning it. So, what is actually true in 2025, and can you still get a mortgage without this form? Let’s clear it all up in simple, friendly language. So What Is the EWS1 Form and Why Does Everyone Mention It An

As the leaves begin to fall and the property market settles into the final quarter of the year, many buyers, sellers and homeowners in Oxford are asking the same questions. What is happening in the mortgage market? Are interest rates coming down? Is now a good time to buy, sell or remortgage? In this Autumn 2025 update, we take a local and national look at what is driving mortgage decisions across Oxford and Oxfordshire, and what it could mean for you. Where Are Mortgage Rate

The decision between renting and buying a home is one of the biggest financial choices people face, especially in a high-demand area like Oxford. With property prices still above the national average and the rental market remaining competitive, many people in and around Oxfordshire are wondering whether it makes more sense to buy a home or keep renting in 2025. As mortgage brokers based in Oxford, we speak to first-time buyers, renters, and investors every week who are trying

Planning to invest in a House in Multiple Occupation in Oxford? Here’s what to expect and how to finance it properly. What will be...

Drummonds Finance Group – Your Oxford Mortgage Specialists Oxford remains one of the UK’s most sought-after cities for landlords...

By Drummonds Finance Group – Local Mortgage Experts Buying your first home in Oxford can feel overwhelming, especially in 2025, with...

Mortgage Advice for the Self-Employed in Oxford If you’re self-employed and looking to buy, remortgage, or invest in property in Oxford...

Drummonds Finance Group is a Mortgage Broker Firm based in Oxford and Bicester. We want to provide you with some developments happening...

💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...

A mortgage broker in London The sheer number of options can feel overwhelming when it comes to securing a mortgage, whether you're a first-time buyer, remortgaging, or looking to invest in property. That’s where a mortgage broker steps in – acting as your guide, advocate, and expert in finding the best deal for your unique circumstances. At Drummonds Finance Group , we believe in making the mortgage process as smooth and straightforward as possible. Working with a mortgage br