Mortgage & Protection Guides

These are the questions we get asked most often at Drummonds Finance Group. Some are from first-time buyers just starting out. Some are from landlords, people coming off fixed rates or borrowers who have hit a wall somewhere in the process. We have tried to answer each one properly rather than just giving you a vague two-line response. If your specific situation is not covered here, call us and we will give you a straight answer. 1. How much can I borrow? Most lenders use a m

If you have ever considered buying a flat in a block with cladding, you already know how confusing the EWS1 situation can be. Some people say you need it. Some say you do not. Some say it is impossible to get. Others say their mortgage sailed through without anyone mentioning it. So, what is actually true in 2025, and can you still get a mortgage without this form? Let’s clear it all up in simple, friendly language. So What Is the EWS1 Form and Why Does Everyone Mention It An

The decision between renting and buying a home is one of the biggest financial choices people face, especially in a high-demand area like Oxford. With property prices still above the national average and the rental market remaining competitive, many people in and around Oxfordshire are wondering whether it makes more sense to buy a home or keep renting in 2025. As mortgage brokers based in Oxford, we speak to first-time buyers, renters, and investors every week who are trying

Planning to invest in a House in Multiple Occupation in Oxford? Here’s what to expect and how to finance it properly. What will be...

Drummonds Finance Group – Your Oxford Mortgage Specialists Oxford remains one of the UK’s most sought-after cities for landlords...

Mortgage Advice for the Self-Employed in Oxford If you’re self-employed and looking to buy, remortgage, or invest in property in Oxford...

Drummonds Finance Group is a Mortgage Broker Firm based in Oxford and Bicester. We want to provide you with some developments happening...

💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...

A mortgage broker in London The sheer number of options can feel overwhelming when it comes to securing a mortgage, whether you're a first-time buyer, remortgaging, or looking to invest in property. That’s where a mortgage broker steps in – acting as your guide, advocate, and expert in finding the best deal for your unique circumstances. At Drummonds Finance Group , we believe in making the mortgage process as smooth and straightforward as possible. Working with a mortgage br