Mortgage & Protection Guides

As the leaves begin to fall and the property market settles into the final quarter of the year, many buyers, sellers and homeowners in Oxford are asking the same questions. What is happening in the mortgage market? Are interest rates coming down? Is now a good time to buy, sell or remortgage? In this Autumn 2025 update, we take a local and national look at what is driving mortgage decisions across Oxford and Oxfordshire, and what it could mean for you. Where Are Mortgage Rate

High-net-worth mortgages are designed for borrowers whose income, assets, or financial arrangements fall outside standard mortgage criteria. While many high-street lenders rely on automated affordability models, high-net-worth lending is usually assessed manually, allowing far greater flexibility when structured correctly. At Drummonds Finance Group, we arrange high-net-worth mortgages for business owners, professionals, investors, and individuals with complex income or subst

Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...

💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...

A mortgage broker in London The sheer number of options can feel overwhelming when it comes to securing a mortgage, whether you're a first-time buyer, remortgaging, or looking to invest in property. That’s where a mortgage broker steps in – acting as your guide, advocate, and expert in finding the best deal for your unique circumstances. At Drummonds Finance Group , we believe in making the mortgage process as smooth and straightforward as possible. Working with a mortgage br