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Shared Ownership Staircasing: Costs, Rules and Examples

Shared Ownership Staircasing: Costs, Rules and Examples

Shared Ownership Staircasing: Costs, Rules and Examples

How does shared ownership staircasing work? See 1%, 5% and 10% rules, example costs, rent savings, valuations, mortgages and Stamp Duty.

Liam Drummond

Sep 144 min read

Mortgage Rate Ending in 2026: Fix, Tracker, Product Transfer or Remortgage?

Mortgage Rate Ending in 2026: Fix, Tracker, Product Transfer or Remortgage?

Mortgage Rate Ending in 2026: Fix, Tracker, Product Transfer or Remortgage?

Your mortgage deal is ending in 2026. Compare fixed rates, trackers, product transfers and remortgages, including fees, ERCs and when waiting could cost more.

Liam Drummond

Oct 20, 20254 min read

Drummonds Finance Group

Whole-of-market mortgage broker serving Oxford, Bicester, Banbury and across the UK. We compare deals from over 100 lenders to find the right mortgage for your circumstances.

Main Street, Wendlebury, Bicester, Oxfordshire, OX25 2PR

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🏠 Repossession warning

Your home may be repossessed if you do not keep up repayments on your mortgage.

💷 Our fees

Standard fee £899. Up to £1,250 depending on complexity. All fees agreed upfront.

📋 Early repayment

You may need to pay an Early Repayment Charge to your current lender if you remortgage.

🏢 Buy to let

Not all buy-to-let mortgages are regulated by the Financial Conduct Authority.

Drummonds Finance Group is a trading style of Liam Drummond, who is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number: 945428. Proprietor: Liam Drummond. Think carefully before securing other debts against your home. As with all insurance policies, conditions and exclusions will apply.

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