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Mortgage & Protection Guides
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Can I Get a Mortgage with 1 Year's Accounts: A Complete Guide
Summary: Yes, it is possible to get a mortgage with just one year’s accounts. Well, you will have fewer options available to you in comparison to someone with three or more years. Getting it can be difficult, but not impossible, because expert lenders will help you in this process. But not everyone can get it. If you are a sole trader, company, contractor, or self-employed individual, then you will be able to apply for this self-employed mortgage. Money issues make it difficu
Liam Drummond
Dec 19, 20254 min read
Why Mortgages Above Shops Are Harder to Get & How to Improve Chances
Summary: Mortgages for flats above shops offer convenience and passive income. But they are harder to secure due to higher fire risk, noise, mixed-use classification, and lower demand. Improve approval chances by using a specialist broker, offering a larger deposit, and providing clear lease details early. ---------------------------------- Are you a businessman who is looking for a passive income, or operate your shop while living in the same building? Then, mortgages above
Liam Drummond
Dec 13, 20253 min read
Why Use a Mortgage Broker? 10 Reasons It Makes a Real Difference
Most people buying a home, remortgaging or investing in property ask themselves at some point whether they actually need a mortgage broker, or whether they should just go directly to their bank. The short answer is that using a whole of market broker almost always gets you a better outcome. Here is the honest, detailed version of why. 1. You Get Access to the Whole Market, Not Just One Lender If you go directly to a high street bank, you will only see that bank's products. A
Liam Drummond
Aug 26, 20256 min read
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