top of page

Mortgage & Protection Guides
Please select what subject tag your most interested in.
All Guides


Is It Ever Too Late to Get a Mortgage?
Many people assume that once you hit your 60s, your chances of getting a mortgage drop dramatically. In reality, age isn’t the barrier...
Liam Drummond
Jun 44 min read


Oxford HMO Investments: Why the Right Mortgage Matters More Than Ever
Planning to invest in a House in Multiple Occupation in Oxford? Here’s what to expect and how to finance it properly. What will be...
Liam Drummond
Jun 24 min read


Limited Company vs Personal Name Buy-to-Let Mortgages: Pros and Cons Explained
If you’re planning to invest in a buy-to-let property in Oxford or anywhere in the UK, one of the first decisions you'll need to make is...
Liam Drummond
May 313 min read


Student Let Mortgages in Oxford: A Complete 2025 Guide for Landlords and Investors
Drummonds Finance Group – Your Oxford Mortgage Specialists Oxford remains one of the UK’s most sought-after cities for landlords...
Liam Drummond
May 292 min read


Remortgaging or Switching Your Mortgage in 2025. Expert Advice for Homeowners
From Drummonds Finance Group | Trusted Mortgage Broker in Oxfordshire If your current mortgage deal is coming to an end or you’re paying...
Liam Drummond
May 274 min read


Oxford First-Time Buyer Mortgages: 2025 Guide
By Drummonds Finance Group – Local Mortgage Experts Buying your first home in Oxford can feel overwhelming, especially in 2025, with...
Liam Drummond
May 183 min read


Oxford Mortgages for the Self-Employed | Get Expert Help
Mortgage Advice for the Self-Employed in Oxford If you’re self-employed and looking to buy, remortgage, or invest in property in Oxford...
Liam Drummond
May 143 min read


The Importance of Life Insurance in 2025 |
What is Life Insurance? Life insurance is a policy that pays out a tax-free lump sum to your loved ones if you pass away during the term...
Liam Drummond
May 123 min read


Critical Illness Insurance Cover: Why It Matters in 2025
What is Critical Illness Cover? Critical Illness Cover is a type of insurance that pays out a lump sum if you're diagnosed with a...
Liam Drummond
May 93 min read


Income Protection: Protect Yourself and Your Family in 2025
What is Income Protection? Income protection is a type of insurance that pays you a regular income if you’re unable to work due to...
Liam Drummond
May 72 min read


NHS Mortgages UK | Specialist Mortgage Advice for NHS Staff
Helping NHS Workers Secure the Right Mortgage Nationwide Are you an NHS professional looking to buy your first home, move house, or...
Liam Drummond
Apr 284 min read


Lenders Who Accept Universal Credit: What You Need to Know in 2025
Finding a mortgage can be challenging, especially if part or all of your income includes Universal Credit . But the good news is that...
Liam Drummond
Apr 243 min read


Mortgages Made Simple: Your Essential 2025 Guide to Home Loans
Understanding mortgages doesn’t have to be confusing. At Drummonds Finance Group , we believe in mortgages made simple, transparent, and...
Liam Drummond
Apr 233 min read


Mortgage Broker Bicester | Expert Local Mortgage Advice
Looking for a reliable mortgage broker in Bicester ? Whether you're buying your first home, moving house, switching mortgage products,...
Liam Drummond
Apr 223 min read


Stamp Duty Explained: What You Need to Know in 2025
💡 What is Stamp Duty? Stamp Duty Land Tax (SDLT) is a tax you pay when you buy property or land in England. The amount depends on the...
Liam Drummond
Apr 182 min read


Is It Better to Use a Mortgage Broker or Go Directly to the Bank?
Quick Answer: Yes — in most cases, it’s better to use a mortgage broker than to go directly to a bank. A broker can compare deals from multiple lenders, offer tailored advice, and often save you both time and money. 🤔 Why? Let’s Break It Down: 🧑💼 What’s the Difference? Mortgage Broker: A mortgage broker works for you — not a specific bank — and searches a wide panel of lenders to find a mortgage that suits your personal circumstances. Bank: A bank only offers its own
Liam Drummond
Apr 172 min read


Oxfordshire's Biggest Developments in 2025
Drummonds Finance Group is a Mortgage Broker Firm based in Oxford and Bicester. We want to provide you with some developments happening...
Liam Drummond
Apr 164 min read


Can a Mortgage Broker Get Me a Better Rate?
✅ Quick Answer: Yes — in many cases, a mortgage broker can get you a better mortgage rate than you’d find on your own. Brokers often...
Liam Drummond
Apr 152 min read


First-Time Buyer Mortgage Guide:
Buying your first home is exciting, emotional and slightly overwhelming all at once. If you are feeling unsure or wondering where even to begin, you are not alone. Every first-time buyer goes through the same mix of excitement and confusion. The good news is that with the proper guidance, the process becomes transparent and manageable. At Drummonds Finance Group, we help first-time buyers across Oxford, Bicester and nationwide understand the process step by step. This guide g
Liam Drummond
Apr 143 min read


Your Complete Guide to Mortgages in Banbury (2025)
Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...
Liam Drummond
Apr 132 min read
bottom of page
