top of page

Mortgage & Protection Guides
Please select what subject tag your most interested in.
All Guides


Can a Mortgage Broker Help If I Have Bad Credit?
Many people ask, Can I get a mortgage with bad credit? If you’ve got a less-than-perfect credit score, applying for a mortgage might feel...
Liam Drummond
Apr 133 min read


What Documents Do I Need to Apply for a Mortgage?
Applying for a mortgage can feel overwhelming, but being well-prepared with the right paperwork puts you in a strong position and helps...
Liam Drummond
Apr 114 min read


How Many People Use a Mortgage Broker? (And Why You Probably Should)
💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...
Liam Drummond
Apr 112 min read


How Much Does a Mortgage Broker Charge in the UK? (2025 Guide)
💡 Quick Answer: In 2025, mortgage broker fees in the UK typically range from £0 to £995. Fees depend on your circumstances, the...
Liam Drummond
Apr 92 min read


What Does a Mortgage Broker Do?
A mortgage broker helps you find the best mortgage deal by comparing offers from multiple lenders and guiding you through the entire...
Liam Drummond
Apr 92 min read


First-Time Buyer Mortgages Oxford
First-Time Buyer Mortgages in Oxford Thinking about buying your first home in Oxford? With house prices remaining competitive and...
Liam Drummond
Apr 72 min read


🏘️ Should I Buy a Buy-to-Let in My Personal Name or Through a Limited Company?
When investing in a buy-to-let (BTL) property, one of the biggest decisions you'll face early on is how to purchase it —in your personal...
Liam Drummond
Apr 73 min read


Can You Transfer a Mortgage to Another Person?
Understanding How Mortgage Transfers Work in the UK A mortgage transfer, often called a transfer of equity, is the process of changing who owns a property and who is responsible for the mortgage. It is a standard solution during life changes and can be far more straightforward than selling or taking out a brand-new mortgage. Below is a clear, human-focused explanation of how the process works, why people do it, and what lenders look for. What Does a Mortgage Transfer Actually
Liam Drummond
Apr 32 min read


Should You Buy or Rent a Home in 2025?
If you’re unsure whether to buy or rent a home in 2025 , you're not alone. With fluctuating interest rates, a shifting property market,...
Liam Drummond
Apr 22 min read


How Much Can I Borrow for a Mortgage in 2025?
Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...
Liam Drummond
Mar 313 min read


Oxfordshire Mortgage Broker: Drummonds Finance Group
Oxford When it comes to buying a home, remortgaging, or investing in property, working with the right mortgage broker can make all the...
Liam Drummond
Mar 283 min read


Can You Get a Mortgage with Adverse Credit?
If you’ve struggled with your credit in the past, you’re not alone—and more importantly, you’re not without options. At Drummonds Finance...
Liam Drummond
Mar 262 min read


Why You Should Use a Mortgage Broker: The Key Benefits Explained
A mortgage broker in London The sheer number of options can feel overwhelming when it comes to securing a mortgage, whether you're a...
Liam Drummond
Mar 243 min read


Why Working with a Local Mortgage Broker in Oxford & Bicester Could Be Your Smartest Move.
Best Mortgage Broker Oxfordshire In today’s fast-moving property market, securing the right mortgage can feel like navigating a maze....
Liam Drummond
Mar 182 min read


Birmingham Midshires Product Transfers – No Broker Fee
Birmingham Midshires Product Transfers Are you a Birmingham Midshires mortgage customer looking to switch to a better deal? If so, you...
Liam Drummond
Mar 82 min read


What’s on the horizon for UK mortgage rates?
Mortgage broker oxford UK mortgage rates in the spotlight as economic factors suggest rates could rise again. Hopes that the Bank of...
Liam Drummond
Mar 51 min read


Is Now a Good Time to Invest in a Buy-to-Let Property?
Mortgage Broker in oxford The UK property market has seen its share of ups and downs over the past few years, leaving many investors...
Liam Drummond
Feb 272 min read


Mortgages in Oxford, Oxfordshire, and Bicester: Your Essential Guide
Finding the right mortgage in Oxford, Oxfordshire, and Bicester can be daunting, especially with the ever-changing financial landscape....
Liam Drummond
Feb 272 min read


UK Mortgage Guide: Everything You Need to Know in 2025
Buying a home is one of the biggest financial commitments you'll ever make, and understanding the UK mortgage market is crucial. Whether...

Drummonds Financial Group
Feb 193 min read


Guide for First-Time Buyers: Navigating the Mortgage Process with Drummonds Financial Group
Purchasing your first home is an exciting milestone, but it often comes with a fair share of anxiety, particularly when securing a...

Drummonds Financial Group
Jan 83 min read
bottom of page
