Mortgage & Protection Guides

The short answer In many cases, yes. A mortgage broker can often find you a better deal than going straight to your bank . That might be a lower rate, lower fees, or simply a lender that suits your situation better. At Drummonds Finance Group , we spend our time comparing the market properly, not just showing you what one bank is willing to offer. Why brokers often find better mortgage deals We look at more than one lender Your bank can only offer its own mortgages. A whole o

Buying your first home is exciting, emotional and slightly overwhelming all at once. If you are feeling unsure or wondering where even to begin, you are not alone. Every first-time buyer goes through the same mix of excitement and confusion. The good news is that with the proper guidance, the process becomes transparent and manageable. At Drummonds Finance Group, we help first-time buyers across Oxford, Bicester and nationwide understand the process step by step. This guide g

Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...

Many people ask, Can I get a mortgage with bad credit? If you’ve got a less-than-perfect credit score, applying for a mortgage might feel intimidating. But here’s the good news: yes, a mortgage broker can help you even if you have bad credit—and in many cases, they might be the key to getting you a deal you didn’t think was possible. Straight Answer: Yes, They Can Help Mortgage brokers are experts in navigating complex financial situations, including adverse credit. Whether y

💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...

A mortgage broker helps you find the best mortgage deal by comparing offers from multiple lenders and guiding you through the entire...

First-Time Buyer Mortgages in Oxford Thinking about buying your first home in Oxford?  With house prices remaining competitive and...

When investing in a buy-to-let (BTL) property, one of the biggest decisions you'll face early on is how to purchase it —in your personal...

Understanding How Mortgage Transfers Work in the UK A mortgage transfer, often called a transfer of equity, is the process of changing who owns a property and who is responsible for the mortgage. It is a standard solution during life changes and can be far more straightforward than selling or taking out a brand-new mortgage. Below is a clear, human-focused explanation of how the process works, why people do it, and what lenders look for. What Does a Mortgage Transfer Actually

If you’re unsure whether to buy or rent a home in 2025 , you're not alone. With fluctuating interest rates, a shifting property market,...

Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...

Can You Still Get a Mortgage with Adverse Credit? In many cases, yes. Having adverse credit does not automatically stop you from getting a mortgage, but it does affect which lenders are suitable. Some high street lenders may say no straight away. Others, including specialist lenders, will look at the full picture. That includes how long ago the credit issue happened, whether it has been settled, and how your finances look today. This is where a whole of market broker makes a

A mortgage broker in London The sheer number of options can feel overwhelming when it comes to securing a mortgage, whether you're a first-time buyer, remortgaging, or looking to invest in property. That’s where a mortgage broker steps in – acting as your guide, advocate, and expert in finding the best deal for your unique circumstances. At Drummonds Finance Group , we believe in making the mortgage process as smooth and straightforward as possible. Working with a mortgage br

Best Mortgage Broker Oxfordshire If you are looking for a trusted mortgage broker in Oxford or Bicester, getting the right advice from the start can make a huge difference. Whether you are buying your first home, moving house, remortgaging, or investing in property, expert guidance helps you secure the right mortgage for your circumstances. At Drummonds Finance Group, we provide clear, professional mortgage advice to clients across Oxford, Bicester, and the surrounding areas.

Birmingham Midshires Product Transfers Are you a Birmingham Midshires mortgage customer looking to switch to a better deal? If so, you...

Buying a home or reviewing your mortgage in Oxford, Oxfordshire, or Bicester can feel daunting. Property prices vary widely, competition can be intense, and lenders often apply strict criteria that are not always obvious at first glance. Whether you are a first-time buyer, moving home, remortgaging, or investing in property, the right mortgage advice can make the difference between a smooth experience and a stressful one. At Drummonds Finance Group , we provide clear, practic

Buying a home is one of the biggest financial commitments you'll ever make, and understanding the UK mortgage market is crucial. Whether you're a first-time buyer, moving home, or remortgaging, this guide will help you navigate the process and make informed decisions. 1. What is a Mortgage? A mortgage is a loan secured against a property. You borrow money from a lender (such as a bank or building society) and repay it over time, typically 25-40 years, with interest. If you fa

Purchasing your first home is one of the most exciting milestones you’ll experience, but it also comes with its fair share of stress and complexity. Understanding how mortgages work and how to find the best deal for you is crucial. That’s where we come in. At Drummonds Finance Group , we simplify the mortgage process and guide first-time buyers through every step with clear, expert advice. Whether you’re just starting to explore the property ladder or you’re ready to apply, t