Buying your first home is exciting. It is also one of the most misunderstood financial processes in the UK. Most first-time buyers believe the hardest part is saving a deposit. In reality, that is often only the beginning. At Drummonds Finance Group, we regularly speak to buyers who have done everything “right” but still feel confused once they begin speaking to lenders or estate agents. The mortgage process is not difficult, but it is rarely explained clearly. This guide foc