Mortgage & Protection Guides

Contact Us now If you're searching for a mortgage in principle  (also called an Agreement in Principle  or AIP), you're likely about to start viewing properties, or you’ve just found one you want to offer on. In today’s fast-moving market, having your mortgage in principle ready is more important than ever. In this post, we’ll explain exactly what a mortgage in principle is, why it matters, how it helps your offer stand out, and how we at Drummonds Finance Group can help you

The decision between renting and buying a home is one of the biggest financial choices people face, especially in a high-demand area like Oxford. With property prices still above the national average and the rental market remaining competitive, many people in and around Oxfordshire are wondering whether it makes more sense to buy a home or keep renting in 2025. As mortgage brokers based in Oxford, we speak to first-time buyers, renters, and investors every week who are trying

A professional mortgage adviser is well-qualified and highly experienced. They help first-time buyers by navigating the complex mortgage market to find the best rates and products. It saves time and effort by handling paperwork and providing expert guidance, and increases the chance of loan approval by understanding lender criteria and ensuring financial readiness. What precisely does a mortgage advisor do? The answer is that a professional provides guidance on the mortgage p

Buying a home is one of the most significant financial decisions you'll ever make. Whether it's your first step on the ladder or you're...

House viewings are exciting, especially if it’s your first time buying or investing. But it’s easy to get caught up in the moment and...

Buying a home is exciting, but it can also feel confusing with all the jargon you come across. Two phrases that often cause a bit of head...

Owning property has long been regarded as one of the most secure ways to accumulate wealth. But with soaring property prices in many...

It’s Not Just About Salary Let’s be honest, applying for a mortgage can be a confusing process. One of the first things a lender will ask...

By Drummonds Finance Group – Local Mortgage Experts Buying your first home in Oxford can feel overwhelming, especially in 2025, with...

Mortgage Advice for the Self-Employed in Oxford If you’re self-employed and looking to buy, remortgage, or invest in property in Oxford...

Helping NHS Workers Secure the Right Mortgage Nationwide Are you an NHS professional looking to buy your first home, move house, or...

Understanding mortgages doesn’t have to be confusing. At Drummonds Finance Group , we believe in mortgages made simple, transparent, and...

💡 What is Stamp Duty? Stamp Duty Land Tax (SDLT) is a tax you pay when you buy property or land  in England. The amount depends on the...

Buying your first home is a huge milestone—and let’s be honest, it can feel a little overwhelming. Mortgages, deposits, credit scores,...

Applying for a mortgage can feel overwhelming, but being well-prepared with the right paperwork puts you in a strong position and helps...

First-Time Buyer Mortgages in Oxford Thinking about buying your first home in Oxford?  With house prices remaining competitive and...

If you’re unsure whether to buy or rent a home in 2025 , you're not alone. With fluctuating interest rates, a shifting property market,...

Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...

Purchasing your first home is an exciting milestone, but it often comes with a fair share of anxiety, particularly when securing a...