Mortgage & Protection Guides

Summary: Finding the right mortgage broker can be daunting. With the right steps, it becomes easier. You also know how they work and the benefits you can get before making your final decision. ------------------------------------- Buying a new property or expanding your investment portfolio requires significant investment. Thinking about pouring all your savings? This will be a huge mistake for sure. Then what to do? Finding a reliable lender who can give you the money you ne

Making home ownership possible without co-owning the property Getting onto the property ladder has never been easy, and for many young buyers in today’s market, a bit of help from family makes all the difference. But what if you want to help your child buy a home without owning part of it yourself? That is where a  Joint Borrower Sole Proprietor mortgage   (JBSP) can be an innovative solution. Let’s look at how it works, why it is different from gifting money, and how it mig

Many people across the UK have mortgages with Birmingham Midshires (BM Solutions) , especially landlords and buy-to-let investors. But what many do not realise is that when your current deal ends, you cannot contact BMS directly to switch your mortgage . Instead, you must use an intermediary or mortgage broker. At Drummonds Finance Group, we specialise in helping Birmingham Midshires clients switch to a better rate quickly and easily . In this blog, we answer the most common

Contact Us now If you're searching for a mortgage in principle  (also called an Agreement in Principle  or AIP), you're likely about to start viewing properties, or you’ve just found one you want to offer on. In today’s fast-moving market, having your mortgage in principle ready is more important than ever. In this post, we’ll explain exactly what a mortgage in principle is, why it matters, how it helps your offer stand out, and how we at Drummonds Finance Group can help you

Buying your first home is exciting, but it can also feel like stepping into a world full of terms, criteria and decisions you have never dealt with before. This is where professional mortgage advice can make a huge difference. A skilled adviser helps you understand the process and guides you through every stage so you can move forward with confidence. In this blog, we explore why first-time buyers benefit so much from expert guidance and how the right advice can save money, t

While conventional mortgages often fall short, high-net-worth mortgages support high-profile individuals. This mortgage offers some...

Looking for a reliable mortgage broker in Bicester ? Whether you're buying your first home, moving house, switching mortgage products,...

Buying your first home is exciting, emotional and slightly overwhelming all at once. If you are feeling unsure or wondering where even to begin, you are not alone. Every first-time buyer goes through the same mix of excitement and confusion. The good news is that with the proper guidance, the process becomes transparent and manageable. At Drummonds Finance Group, we help first-time buyers across Oxford, Bicester and nationwide understand the process step by step. This guide g

Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...

Many people ask, Can I get a mortgage with bad credit? If you’ve got a less-than-perfect credit score, applying for a mortgage might feel...

Applying for a mortgage can feel overwhelming, but being well-prepared with the right paperwork puts you in a strong position and helps...

If you’re unsure whether to buy or rent a home in 2025 , you're not alone. With fluctuating interest rates, a shifting property market,...

Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...

Purchasing your first home is an exciting milestone, but it often comes with a fair share of anxiety, particularly when securing a...